CREDIT LAW
No Matter The Situation, We Can Help
Identity theft
You may not know your identity has been taken until a debt collector contacts you. It can destroy your credit score, preventing you from being approved for loans, getting an apartment, or even credit cards. If you suspect someone has used your identity, you need to check all three of the major credit reporting bureaus (Experian, TransUnion, and Equifax) to measure the extent of the damage.
Watch Out For These Types of Identity Theft:
Marital
Child
Medical
Criminal
Financial
Credit Report Errors
Don’t be afraid to check your credit; it is not as harmful as you are told! Credit report errors can happen to anyone, and you don’t want an error to be what stops you from applying for a loan for a new home, buying a car, or trying to sign a lease to an apartment.
Errors Can Happen From:
Poor Public Record Information
A Victim’s Credit History Is Damaged By Identity Theft
Incorrect Payment Histories
Incorrect Reflection Of Statuses Of Accounts
Incomplete Credit Information
Unauthorized Use of Your Credit Card
Bankruptcy Errors
